Why Choose Easton Capital Mortgage Corporation?

Your path to the perfect mortgage starts here.

Competitive Rates and Personalized Service

Secure market-leading rates tailored to YOUR financial goals.

Expertise and Time-Saving Streamlined Process

Stress-free closings are our specialty. Leave the paperwork and deadlines to us.

Local Knowledge and Community Focus

Proudly serving homeowners for over 40 years.

Happy family moving into new home

Specializing in California Loans

Easton Capital Mortgage Corporation is your premier mortgage company located in Newport Beach, California. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage throughout California.

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

GET A QUOTE TODAY

Our numbers speak for themselves

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loans funded to date

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Jim profile

Meet Jim Kalmbach

Jim Kalmbach is the owner of Easton Capital Mortgage Corporation and is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. He will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, James can help you find the right loan program at a competitive rate no matter what your needs are.

We understand the frustrations of finding a mortgage.
We've designed our services to make it smoother and more transparent.

Efficiency

We realize your time is extremely valuable so we'll get to work quickly on your behalf to find the best options.

Clarity

We know getting a mortgage can be challenging. We will educate you through every step of the process.

Value

We help you find the right mortgage, striving to save you the most money and secure the best rate possible.

A Home Loan Designed For You

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

Pre-Approval Made Easy

See what you can borrow and shop with confidence.

Compare Rates & Save

Get personalized quotes with no obligation to commit.

Expert Guidance

Get professional answers to your mortgage questions.

How much do you qualify for?

No Obligation. No Credit Check.

Explore our frequently asked questions

Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.

A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.

Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.

While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.